Hello! Flow Accountants has invited you to join Brickflow

We help you make better strategic investments by allowing you to compare 30+ lenders at once – ensuring you get the best deal for your projects. 

What we do

Save thousands, with one search

Find your perfect fit, fast

Avoid the pain staking task of contacting each lender individually, save time & view your options at once.

Source a competitive loan

Compare from multiple lenders and invite them into a bidding process to get the most competitive rates.

A variety of options

Compare loans from £150K to £150M for your new-build, permitted development and conversion projects.

Testomonials

Join over 1,000 developers!

“Effortless. My loan was credit approved within 4.5 hours of my application being published on the platform”

Areeb Azam

CEO/Concept One Homes

I’d recommend Brickflow — working with them meant less money in and a cheaper rate, so winning all round!”

Will Burton

CEO/ Bontay Homes

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Frequently asked questions

Here are some of our most frequently asked questions

How many lenders do you search?

As of today, we have 30 lenders on Brickflow, with ambitious plans to grow this number. We handpicked the initial lenders to represent the entire market, covering a range of pricing and leverage, as well as all jurisdictions and loan sizes.

How does Brickflow calculate development finance?

We use unique algorithms, bespoke to each lender. This means we provide the exact same results as the lender would offer you directly.

Each lender has its own set of rules, so your results will show different loan amounts.

The main criteria are:

  • Loan to Gross Development Value (LTGDV)
  • Loan to Cost (LTC)
  • Minimum client equity contribution
  • Day one land constraint

The lender caps the loan as a percentage of the above factors and delivers a final combined amount.

How do you rank the loans?

Loans are ranked in order, from largest to smallest. When the loan amounts are the same, the system ranks them in price order, with the cheapest loan first.

How long does it take to get a loan?

Once you’ve selected a loan to apply for, we will make a pre-application for finance approval (pre-app). To do this we will need more information, namely; your development experience, development appraisal and a property schedule.

From selecting a lender to getting ‘pre-app’ approval, takes as little as a 2-3 days, providing you give us the information quickly. Once you have pre-app approval, there is a fee of £ 995 payable to complete the full application.

From paying the application fee to full credit approval, normally takes 2-3 days. We have managed to do it in 24 hours.

From credit approval to loan completion is mainly dependent on your professional team. If your QS and lawyer work quickly and collaboratively with the lenders professional team, you can complete 3-4 weeks after.

The industry standard to complete a development loan is close to 6 months. With good borrower co-operation Brickflow can do it in 5 weeks from start to finish.

Join the forward-thinking developers at Brickflow

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Main Purchase Appeal Text

Tortor ante magna ac, hac morbi labore reiciendis animi conubia. Iaculis imperdiet, sequi potenti molestias cubilia nostra, pede, nostrum! Elit iure.