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What is regulated bridging?
Like other bridging finance, but subject to regulatory standards set by the Financial Conduct Authority (FCA). They offer borrowers similar protection as a homeowner mortgage.
When are regulated bridging loans used?
When the property is the borrower’s or a family member’s current or future home.
Commonly used to buy a house before selling another or buying a property to develop as a personal residence.
Essential in today’s market to prevent chain breaks in residential transactions.
Who provides regulated bridging loans?
Only lenders authorised by the FCA and subject to their regulations can offer regulated bridging loans.