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Brickflow Thinks

Welcome to our blog, curated to help you make smarter decisions when it comes to commercial property finance.

You’ll discover helpful how-tos, essential what-not-to-dos and expert advice, along with opinion & industry insights from our team of property finance specialists.

Industry Insights

Why Mezzanine and Equity Finance are in High Demand

After highlighting an acute equity shortage in last month’s Industry Insights, it’s no surprise that demand for mezzanine and equity finance is on the up amongst property investors. As more borrowers look to plug the gap, now is the time to get to grips with this type of funding.

Borrower Tips

Everything You Need to Know About Bridging Loan Deposits

Bridging loans are becoming increasingly useful in property investment and development. In order to secure a bridging loan, you’ll need a deposit.

How much is required for your bridging loan deposit can be anything from tens of thousands to hundreds of thousands of pounds.

Borrower Tips

Bridging Loans for Barn Conversions: Financing Your Dream Project

Thanks to changes to permitted development rights for agricultural buildings in early 2024, barn conversions have become a lot more feasible. In this blog we look at using bridging finance to fund a barn conversion project.

Borrower Tips

How to Secure the Best Property Development Bridging Loan

The bridging loan market is continually growing and evolving, offering proven solutions for overcoming short-term funding gaps in all types of UK property transactions. 

Property developers and investors are increasingly using bridging loans because they’re fast, flexible and can significantly improve access to market opportunities.

Borrower Tips

Bridging Loan to Buy a House: Everything You Need To Know

The UK housing market can be tricky, navigating property chains or trying to secure your dream home before selling your existing home. Bridging finance has become a key solution, offering temporary liquidity that can prevent you from missing out on market opportunities .

Industry Insights

Property Development's Next Chapter: Navigating the Liquidity Crunch

After discussing how slow transaction cycles are restricting businesses, we’re now exploring another issue property investors face - a liquidity crunch. Higher interest rates (even with the latest base rate decrease) translate to larger equity inputs on every deal with debt attached. But despite the lack of liquidity, opportunities are out there. 

Industry Insights

Why the HMO and BTR markets are soaring

Are we out of the woods yet? Well, not really – recession, living costs and mortgage prices continue to hold back the property market. But relaxation of PDR rules has come just at the right time to capitalise on the soaring HMO and BTR sectors.

Borrower Tips

Is property development a good career?

Between the Brickflow team, we’ve completed a fair few successful property developments. We’re speaking to Ina Bakalova, one of our product managers, to talk about her developments and answer the ultimate question – is property development a good career?

Borrower Tips

Biodiversity Net Gain - Navigating the New Legislation

We know from our recent white paper research that 96% of developers are not confident in how to achieve BNG. But with the requirements that came into play in February 2024, it’s essential to understand what is expected of developers. Read our quick guide to understand the basics.

Industry Insights

Industry Insights (January 2024)

2023 ended on a high, and forecasts for the new year ahead indicate more stability, reduced borrowing costs and a handle on inflation. Will it all be plain sailing though, as markets navigate another devastating war, major global elections and the risk of recession not quite quashed?