Find Out More

    Compare loans from 80+ lenders & model commercial property deals in minutes

    Run your numbers through Brickflow to check if your next project is financially viable

    How it works

    The quickest & easiest way to search for development finance & bridging loans

    Compare loans from 80+ commercial property finance lenders

    See how much you could borrow against a specific project & at what rate

    Check detailed eligibility criteria for each loan to avoid wasting time & money

    Check if a deal is financially viable, so you can make smarter investment decisions

    Developer story

    Join thousands of borrowers already saving time & money with Brickflow

    Mandeep Poonian, Property Developer

    “At any one time I might have 10 sites on my desk. I run all the ones I like through Brickflow, and I’ve found I can cut 10 sites down to one or two as most don’t work for me financially. I then only run further due diligence on those two sites.
    Prior to using Brickflow, I’d often spend days and weeks getting excited about a site only to realise at the end I couldn’t make it work.
    By running each project through Brickflow first, I save myself and my team between 30-40 hours per month, from researching sites that don’t work.”

    Developer Case Study

    Ready to run your numbers through Brickflow?

    Why model your deals on Brickflow?

    Save time, money & scale your business sooner

    Why model your deals on Brickflow?

    Save time

    Search 80+ lenders in minutes, saving you weeks of wasted phone calls and unanswered emails. 

    If you’ve found a potential site, run the numbers through Brickflow to check if the project is financially viable.

    Discard schemes that aren’t before you waste time and money pursuing them, and focus your resources on those that will prove the most profitable. 

    Developer Benefits - Save time
    Developer Benefits - Save money
    Why model your deals on Brickflow?

    Save money

    The difference between finding funding and finding the right funding is normally tens or even hundreds of thousands of pounds.

    Brickflow searches the breadth of the market so you don’t have to, ensuring you find the right lender and the best value loan based on your specific project.

    Increase profit on every deal by finding the cheapest loan options and decreasing your borrowing costs, whilst reducing your deposits and maximising your return on equity.

    Why model your deals on Brickflow?

    Scale sooner

    Deposits vary from 10% to 35% of total costs, so the difference in equity required between lenders could be a potentially deal-breaking variance. Brickflow searches the whole market to ensure you’re making your equity stretch as far as possible.  This frees you up to invest in new or additional schemes, scaling your business far quicker than competitors who tie up too much equity in each project.

    Developer Benefits - Scale sooner

    Ready to apply?

    Tell your broker about Brickflow or contact us on 0204 525 6764 / to be connected to a loan manager.

    How to apply for a loan

    More accessible development finance & bridging loans for everyone

    We’re on a mission to democratise the commercial property finance market, making it more accessible for brokers, borrowers, lenders and everyone in between.  

    Currently, our application tool is only available to brokers to ensure they’re able to secure the best value development finance for their clients.  If you’re a borrower looking to apply for a property loan, there are currently two ways you can apply.

    Tell your broker about Brickflow

    For just £35 per month, brokers can search & apply for development finance on the Brickflow platform & retain 100% of the commission on every deal.



    Book a call with Brickflow

    If you’d like to proceed with a loan that appears in your search results, book a call with a member of the Brickflow team or email and we'll connect you with a loan manager.



    Coming Soon:  Brickflow Connect

    We’re constantly looking to evolve the technology behind Brickflow, and we’re excited to launch Brickflow Connect very soon, enabling developers to connect directly with brokers via the platform.  

    Borrower Testimonials

    Hear what borrowers have to say about Brickflow

    Developer Testimonial - Kirsty Sayers

    Personal service behind the automation. Brilliant!

    The service I received was a great surprise- a person behind the automation! With knowledge and skill to feedback valuable insight on the deal presented!

    Will definitely use this service again!

    Developer Testimonials - Mr McNamara

    Brickflow have exceptional customer care

    Brickflow have exceptional customer care as well as brilliant knowledge. We will be using their services for the foreseeable future.


    Developer Testimonials - Will Burton

    Brickflow have been absolutely brilliant

    Brickflow have been an absolutely brilliant company to deal with. They have been very helpful and always quick to get back to me. I would highly recommend them to anyone who is looking for development finance.


    Understanding property development finance

    How does property development finance work?

    Property development finance is a short-term loan used to finance the construction, conversion or refurbishment of buildings. Once the project is complete, you repay the loan through the sale of the property or via refinance.


    Residential development finance


    Commercial development finance

    brickflow-property-development-finance-project-abstract-architecture-light-top-540 × 360

    The development finance process                                  


    Your Questions Answered

    How does Brickflow work?

    Brickflow is a digital marketplace for development finance, connecting brokers and borrowers with lenders online. Our algorithm compares your project requirements against more than 40 lenders. It is a high-level search against real criteria provided by some of the UK's most reputable development lenders. 

    How does Brickflow calculate Development Finance?

    Development finance is the most complicated of all property loans to calculate. There are a lot of variables to consider, and these loans are underwritten more subjectively than a regular mortgage.
    We use the same loan modelling process across all lenders, to allow easy comparison between lenders. Each lender will have their own model, which will constantly be tweaked, so the loan figures provided on the Brickflow results screen may differ to the final quotes provided by the lenders. However, we constantly monitor our estimates against the actual quotes received to ensure any differences are minimal.

    The main criteria to how a development loan is calculated are:

    • Loan to Gross Development Value (LTGDV)
    • Loan to Cost (LTC)
    • Minimum client equity contribution
    • Day 1 land loan cap

    The lender determines the loan amount from a combination of the above factors and delivers a final combined amount. Other factors that can affect leverage and pricing are; micro geography, asset type, lender loan book exposure, development experience, build type and more. 



    How many lenders do you search?

    As of today, we have 40 lenders on Brickflow offering development finance and 40 offering bridging finance, with ambitious plans to grow these numbers. We handpick our lenders to represent the entire market, covering a full range of pricing and leverage, as well as all UK geography and loan sizes.



    Which lenders are on the platform?

    We work with mainstream banks, challenger banks and specialist development lenders.



    How do I apply for a loan via Brickflow?

    There are currently two ways a developer can apply on the Brickflow platform.

    1. Refer your broker to Brickflow

    2. Contact Team Brickflow on 020 4525 6764 to be connected to a loan manager who can make the application with you.

    Brokers or our loan manager can apply on the platform on your behalf using our Smart Appraisal™ tool, and can invite you to collaborate on your development appraisal.

    Brickflow connects directly with over 40 lenders, so there’s zero paperwork and zero delay.  Lenders will respond with a Decision in Principle in hours (rather than weeks), and your broker or loan manager can then apply for your preferred loan on your behalf.



    What size loan can you source via Brickflow?

    Loans start from as little as £150k and go up to £150m. Some lenders have a published maximum loan of £40m or £50m but will work on bigger loans as part of a syndicate. If you are looking to source a loan above £40m and find your options are limited, contact us and we can arrange a syndication deal for you .If you are ready to secure a loan, please call us on 020 4525 6764 or email us at 



    How do you rank the loans?

    Loans are ranked in order, from largest to smallest. When the loan amounts are the same, the Brickflow software ranks them in price order, with the cheapest loan first.



    How much does it cost to compare loans?

    It is free for developers to compare loans, and receive search results from over 40 lenders.  In order to see the lender names and apply for a loan, you can request that your broker registers to use Brickflow, which costs just £35 per month.  




    Register Now

    Sign up to Brickflow for just £35 per month & earn 100% of the commission on every deal.


    Compare Loans

    Search loans from 80+ lenders, model deals & secure the best value development and bridging finance.


    Partner With Us

    Register now to help your clients secure development finance faster & reap the rewards.