Botany Homes

When the offer from Botany Homes’ original lender became unaffordable due to Covid-19, Brickflow quickly helped secure another lender with a lower deposit and a lower interest rate.

Reduced deposit


Improved interest rate


Annualised Return on Capital Employed (up 98%)

The Client

Botany Homes is a midlands-based developer which specialises in converting period buildings into high-end luxury homes.

The Challenge

Botany Homes’ original lender changed its lending criteria due to Covid-19. This led to an increase in the value of the deposit Botany Homes had to provide, which meant the site became unaffordable. Botany Homes was faced with the unenviable choice of borrowing from external investors or not going ahead with the project at all.

“I found Brickflow very open and transparent and felt the team’s knowledge really added something, especially given the current climate and when compared to people I’ve worked with before who were not able to help. I’d recommend Brickflow — working with them meant less money in and a cheaper rate, so winning all round!”

Our Approach

After searching online, Will Burton, CEO at Botany Homes, came across Brickflow. He put a few simple details into Brickflow’s search engine and it came back with multiple lending options. The Brickflow team quickly got in contact and within 24 hours had provided lender-approved Heads of Terms that better matched Will’s budget and request to keep interest rates down.

The deal was time sensitive at the start and Botany Homes needed to get the survey organised with the solicitor quickly. Brickflow and the lender arranged the survey within a couple of days — previously the firm had waited weeks for a survey.

Will thought the loan application was quite easy, especially with the Brickflow team on hand to provide support. He said his usual experience of the application process was like ‘hitting my head against a brick wall’.

Will was impressed by Brickflow’s transparency. He was cc’d into every email with the lender and liked the fact Brickflow had a good relationship with the bank and that the team did their utmost to help the application go through. There was even a WhatsApp group set up between Will, members of the Brickflow team and the Lending Director from the chosen bank. Communication was easy and far superior to what Will had experienced before.

The Results

 Through one of Brickflow’s preferred lenders, Botany Homes reduced its deposit from £450k to £260k and received a 0.8% lower interest rate.

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