Terms and conditions

Property Funding Hub Limited

Brickflow.com – Website Terms and Conditions

Our Agreement with You

 

This Website is meant only to be used by persons (natural or legal) who are in the business of property development or otherwise in need of the Products or Services which may be accessed using this Website. It is not meant to be used by Consumers not in business and, by using this site, you are agreeing that you are not a Consumer and are using this Website for business purposes. If you are a Consumer, you must cease to use this site immediately.

Summary

Set out below are important points for you to note when using our Website. These summary points are for your reference only.

We recommend you read all of our Terms and Conditions to ensure you are happy with them. If you do not, or cannot, agree to them, please stop using the Website immediately.

  • Use of our Website is subject to all of our Terms and Conditions and Privacy Policy.
  • If you purchase a Product or Service with a third party through our Website, we will receive a fee or commission from the Provider n otwithstanding any fee we may charge.
  • You are solely responsible for answering all questions honestly, completely and to the best of your knowledge, and also for ensuring that any assumptions are correct and complete. Failure to do so may lead to your Product or Service being declared invalid, inaccurate or subject to an increase in its cost, which you will be liable for. You will also be liable for any additional or third party costs resulting from the provision of incorrect or incomplete information,
  • You are solely responsible to ensure that any Product or Service you purchase meets your needs.
  • If you purchase a Product or Service, through our Website, you should carefully read the Provider’s Terms and Conditions and Privacy Policy as it will differ from ours.
  • We may amend these terms and conditions at any time and without notice by changing this page, so you should check these Terms and Conditions each time you use this Website.

 

  1. Introduction

In these Terms and Conditions, “we”, “us” or “our” refers to Brickflow, a trading name of Property Funding Hub Limited, a company registered in England and Wales (Registration No. 11542169) at 2nd Floor Gadd House, Arcadia Avenue, London, England, N3 2JU

 

  1. Definitions

“Payment Terms and Conditions” means the terms and conditions that a user accepts at the point that any payment may be required to be made on the Website.

“Product” means any Product that is available to purchase on our Website. For the avoidance of doubt, a Product also includes any financial transaction that is entered into by you with the third party Provider of the Product.

“Service” means any Service that is available to purchase on our Website.

“Provider” means the manufacturer, supplier, distributor or Provider of any Product or Service that is available on our Website through our Website.

“Website” means this Website, and any mobile applications or similar devices, channels or applications operated by or on behalf of Property Funding Hub Limited.

“You” and “your” means the person who accesses and uses our Website.

 

  1. Acceptance of these Terms and Conditions

If you access and use our Website, you agree to be bound by and act in accordance with these Terms and Conditions and our Privacy Policy. If you do not, or cannot, agree to these Terms and Conditions or our Privacy Policy, you are not permitted to access and use the Website and you should immediately stop using or accessing the content. If you are in breach of these Terms and Conditions, your right to access and use the Website will cease immediately.

 

  1. Changes to these Terms and Conditions

We reserve the right to amend these Terms and Conditions from time to time by amending this page. The amended Terms and Conditions will be effective from the date they are posted on the Website.

 

  1. Our Services

Our Website technology has been designed to allow private individuals or businesses seeking Products on their own behalf to find the most competitive prices from the relevant leading UK product and service providers in commercial real estate finance online. We receive a fee and/or commission from Providers when you purchase a Product or Service through our Website.

 

  1. Permitted Use

You are not permitted to use the Website:

  • in any unlawful, fraudulent or commercial manner:
    • to harm, threaten, abuse, embarrass, defame, libel, intimidate or harass another person in a way that invades another person’s privacy or is obscene, offensive, hateful, indecent, inappropriate, objectionable, unacceptable, discriminatory or damaging as determined by us;
    • to create, check, confirm, update, modify or amend another person’s records;
    • to tamper with, modify, reverse engineer or amend any part of this Website;
  • in a way that interferes with, disrupts or imposes an unreasonable or disproportionately large burden on our communications and technical systems; or
  • with any automated software, process, program, robot, web crawler, spider, data mining, trawling or other “screen scraping” software, process, program or system.

 

This Website is intended for use only in the UK. We make no warranty or representation that any Product and/or any Service is available or otherwise appropriate for use outside of the UK. If you choose to use the Website from locations outside the UK, you do so at your sole risk and you are responsible for compliance with all applicable local laws

You may operate a link to the Website provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, as determined by us.

You must not operate a link to the Website in such a way as to suggest or imply any form of association, approval or endorsement by us.

We reserve the right to require you to remove any link to the Website immediately and at any time and we may withdraw any linking permission at any time

 

  1. Your Responsibility

You agree that you will be liable to us for any damage, loss, claim, demand, liability or expense (including reasonable legal fees) that we may suffer or incur arising out of or in connection with your conduct on the Website and/or your breach of these Terms and Conditions.

In order to use our services, you will need to answer a number of questions on our Website needed by all the different Providers and any intermediaries they may use. The answers you give will determine the Products or Services available to you and the amount you will pay.

As we work with a large number of Providers, it is important that you read each Provider’s terms and conditions, and that you agree with them before purchasing your Product or Service as they will differ to ours. Once you have purchased a Product, it is important that you check your details match those you provided to us.  You should also read all documents issued to you by your selected Provider and ensure that you are aware of any terms that apply. If any information is not correct, it is your responsibility to identify the mistake and correct this with the Provider directly.

If you are in any doubt as to whether any information is relevant or required to be disclosed or that something may be incorrect, you should disclose it to your Provider at the earliest possible opportunity.

You are solely responsible to ensure that you answer all questions honestly and that all information you enter onto our Website is true, accurate and complete. If you do not do this, it could lead to your selected Product or Service later increasing in price, becoming invalid or the terms not being met. We cannot be held responsible if this happens or for any costs or damages incurred as a result.

You must get permission from any other people whose details you propose to use, before you provide it. This applies to all information that you provide. In submitting any other person’s details, you are confirming to us that you have their permission to do so, and that they understand how their information will be used.

You must take all reasonable precautions (including using appropriate virus checking software) to ensure that any information, content, material or data you provide is free from viruses and anything else which may have a harmful effect on any part on the Website or our technology.

If you create any usernames and passwords when using the Website, they must be kept confidential by you and must not be shared with anyone. If you do disclose to anyone your username, password and/or other identification information, you are solely responsible for all activities undertaken on the Website using your username, password and/or other identification information.

You agree that you will be liable to us for any damage, loss, claim, demand, liability or expense (including reasonable legal fees) that we may suffer or incur arising out of or in connection with your conduct on the Website and/or your breach of these Terms and Conditions.

 

  1. Suitability of Products

The Products displayed on our Website are not provided by us but by third parties over whom we do not have control.

You should always check the suitability, adequacy and appropriateness of the Product that is of interest to you. It is your responsibility to satisfy yourself that you wish to obtain any Product before applying for it. If you are in any doubt as to the suitability, adequacy or appropriateness of any Product referred to on our Website, we suggest that you seek independent professional advice before you obtain it.

The Website provides information on a wide range of Products and Services but there may be other products or services available on the market which are not shown on the Website and which may be more appropriate or suitable for you than those shown on our Website.

 

  1. Price Delivery

Providers change their prices and amend their rates for their Products and Services on a regular basis. The price quoted to you will be accurate at the time of search and may change if your quote is resubmitted.

 

  1. Our Responsibilities to You

We aim to ensure that the material on the Website is accurate and up-to-date. We also try to correct any errors or omissions as soon as we can after being notified of them. However, we are not able to guarantee that the material on the Website is accurate and free from errors or omissions at all times and therefore we can accept no liability for any errors or omissions. We reserve the right to add, amend, delete, edit, remove or modify any information, content, material or data displayed on the Website at any time and without notice.

Nothing on the Website is financial, investment or other advice or a recommendation or endorsement by us in respect of any Product or Service. Information on the Website is provided for general information purposes only, should not be relied upon by you and is provided so that you can select the Product or Service that you feel is most appropriate to meet your needs.

The information and descriptions of Products and Services on the Website may not represent the complete descriptions of all the features and terms and conditions of those Products or Services. You must ensure that you carefully read all the features and terms and conditions (including those contained on the Provider’s website) of any Product or Service before applying for it.

We aim to provide uninterrupted access to the Sites but we give no warranty on this. We reserve the right to suspend, restrict or terminate your access to the Sites at any time.

 

  1. Our Liability to You

These terms do not exclude our liability to you in any way for personal injury or death caused by our negligence or fraud or fraudulent statements made by one of our employees or agents for or any matter for which it would be illegal for us to exclude or to attempt to exclude our liability.

In addition, we are only liable for losses which are a foreseeable consequence of us breaking this contract. Losses are foreseeable where they could be contemplated by you and us at the time your information is inputted onto our Website.

We will not be held responsible for any indirect losses which happen as a side effect of the main loss or damage which you suffer and which are not foreseeable by you and us at the time we enter into this contract, including, but not limited to: loss of income or revenue; loss of business; loss of data; loss of profits or contracts; loss of anticipated savings or waste of management or office time however arising, provided that this provision will not prevent you from bringing claims against us for loss of or damage to your physical property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

In no circumstance will we be responsible for any losses which arise in connection with an event or series of events which is/are outside of our reasonable control.

We do not accept any responsibility or liability for any loss or damage you may incur:

if any information, content, material or data you provide on the Website is not correct, complete and accurate, or if it is misleading, or if you fail to disclose all relevant facts;

  • in the event that any Product or Service you apply for does not meet your requirements or is not suitable for you;
  • in connection with the accuracy or content of any reviews of Products or Services displayed on our Website or on any other website that you may access via our Website;
  • for any acts, omissions, errors or defaults of any third party in connection with that Product or Service;
  • which are indirect or not foreseeable by us when you accessed or used the Website;
  • arising from an inability to access the Website, from any use of the Website or from reliance on the data transmitted using the Website where such losses or damages are caused by any event beyond our reasonable control including as a result of the nature of electronic transmission of data over the internet;

We do not give any warranty that the Website is free from viruses or anything else which may have a harmful effect on any technology.

We are not responsible for any commentary, opinions, ratings or other postings on our Website by any third party.

 

  1. Third Party Links

We accept no liability for any statements, information, products or services that are published on or may be accessible through third party websites, as this is outside our control.

Any links to third party websites on our Website or in our emails are provided for your interest and convenience only. These websites are owned and operated by third parties over whom we do not have control. We do not endorse, recommend or accept responsibility for such third parties, their products or services, their websites or for any information, opinions or views given or advice provided by such third parties (whether on their websites or otherwise).

 

  1. Copyright

The copyright in the material contained in this Website belongs to Property Funding Hub Limited or is licensed for use on this Website. An individual may print off a copy of any part of this material for their own personal use, subject to the following conditions:

  • The copy must retain any copyright or other intellectual property notices contained in the original material;
  • The technology or processes utilised by or described in this Website may be subject to other intellectual property rights reserved by Property Funding Hub Limited (on which see the section headed “Intellectual Property Rights” below);
  • Images on this Website are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of their respective owner(s)
  • No logos, trade marks or service marks appearing on the Website may be printed off or copied, except as part of the text of which they form part.

 

  1. Intellectual Property Rights

Any logos, trade marks, service marks and domain names and all related intellectual property rights, of the companies whose websites we might search in providing a Product or Service, belong to those companies, and you may not reproduce them without their prior written consent. Except for them, all intellectual property rights including, without limitation, all logos, trade marks, service marks, domain names, database rights, rights in design, rights in know-how, patents and rights in inventions (in all cases whether registered or unregistered and including all rights to apply for registration) and all other intellectual or industrial property rights in any jurisdiction in any information, content, materials, data or processes contained in or underlying this Website and/or the Service we provide belong to Property Funding Hub Limited.

All rights of Property Funding Hub Limited in such intellectual property rights are hereby reserved.

 

  1. Payments

You agree to pay any fees and/or other charges incurred by you in accordance with any payment provisions set out on this Website. Payment other than those stated on the Website will not be accepted and are subject to the Payment Terms and Conditions set out at the point of payment.

All rights of Property Funding Hub Limited in such intellectual property rights are hereby reserved.

 

  1. Legal

If any provision of these Terms and Conditions is held to be unlawful, invalid or unenforceable, that provision shall be deemed deleted from these Terms and Conditions and the validity and enforceability of the remaining provisions of these Terms and Conditions shall not be affected.

No failure or delay by us in exercising any right under these Terms and Conditions will operate as a waiver of that right nor will any single or partial exercise by us of any right preclude any further exercise of any right.

These Terms and Conditions and your access to and use of the Website shall be governed by and interpreted in accordance with English law. Each of you and us submits to the exclusive jurisdiction of the courts of England and Wales in connection with these Terms and Conditions and your access to and use of the Website (including any claims or disputes).

 

  1. How to Contact Us

If you have any questions about these Terms and Conditions, or would like to contact us for any other reason, you can contact us:

By telephone: 020 3488 1674

By email: info@brickflow.com

By post: 2nd Floor Gadd House, Arcadia Avenue, London, N3 2JU

Telephone calls that you make to us may be monitored and/or recorded. This will help us to train our staff and improve our service to you. A recording will only be used under proper and careful supervision.

 

  1. Complaints

We aim to provide you with an excellent service at all times. If you are unhappy with our service for any reason, you can contact us on the details set out in the “How to Contact Us” section of these Terms and Conditions.