Brickflow Thinks

Industry Insights (February 2023)

Welcome to February’s Industry Insights, the inside track on property development. Read our views on the current economic climate, house price correction, adapting to the new market and why 2023 will hold plenty of opportunities.

Who is eligible for development finance?

Property development finance: who is eligible, what is the qualifying criteria and what costs are involved? How Brickflow can help you apply and secure the best development finance loan for your project. 

Brickflow Guide to Design and Access Statements

A Design and Access Statement (DAS) is an integral part of a planning application and required by planning rules.  Every property developer or architect working on anything other than a very small project must submit one. This guide explains what a DAS should contain, when they're required and how to create one. We also share some finance tips and answer FAQs.

What are the pros and cons of property development?

We’ve all been captivated by the transformation journey of property, whether on the countless TV programmes or the extensive renovations of a neighbour’s home.  So what are the pros and cons of property development?

How does property development finance work?

Whether it’s a low-key investment or large-scale site, property development projects wouldn’t get off the ground without funding. We’re looking at the key features and main uses of property funding, beginning with how does property development finance work?

Reasons why you should use a bridging loan

After 2022’s soaring housing market, things are cooling throughout 2023, meaning less competition and good opportunities for savvy investors. There are various funding options for property purchases, so we’re discussing the reasons why you should use a bridging loan.

That pattern has continued into 2026: buyer choice is at its highest for this time of year since 2015, and around a third of homes on the market have seen a price reduction, leaving room for well-prepared investors to negotiate. Use our bridging loan calculator to see how quickly you could move once you've found the right opportunity.

Industry Insights (January 2023)

A new year ahead and an altered property market emerging. Read January's Industry Insights for our views on the back drop to the economic downturn, why interest rates are rising, why we’re facing a liquidity crunch and the outlook for 2023.

Why is development finance important?

How a property development project is financed can affect everything from how quickly the project progresses to how profitable it will be. It also impacts how quickly you scale your business. So, why is development finance important?

What are the different types of development finance?

Every property development scheme has vast differences in scale, build type and budget, which means developers need different types of finance for each project.  So, what are the different types of development finance?

Bridging Loan Pros and Cons Explained: Benefits and Risks

There are numerous ways to finance property investments, from buy-to-let and commercial mortgages, to development finance. Another financing solution that has become a critical component in the UK investor or developer's financial toolkit is bridging finance.

Bridging loan eligibility criteria: What do you need to apply?

Bridging loans are a quick, convenient way to fund fast-moving property transactions or plug temporary funding gaps, but what are the bridging loan eligibility criteria and what do you need to apply?

What are the differences between commercial and residential bridging loans?

Using a bridging loan for property development has become a key financial tool for most developers, both in commercial and residential builds.  So what are the differences between commercial and residential bridging loans?