Brickflow Thinks
Hello. Welcome to our blog, curated to help you make smarter decisions when it comes to development finance.
You’ll discover helpful how-tos, essential what-not-to-dos and expert advice, along with opinion and industry insights, from our team of property finance specialists.

Since Covid struck, property developers and contractors have faced huge price increases for building materials and labour. Find out more here about why build costs increased, how they’re plateauing, what property developers can expect in...
Read ArticleA brief guide on nutrient neutrality rules – what is it and where is affected?
Industry Insights (Q2 2022) – the inside track of what we’re seeing in property development
Industry Insights (Q1 2022) – the inside track of what we’re seeing in property development
Co-Founder of Brickflow, Ian Humphreys, explains the skills needed to be a successful property developer.
Interest rates have recently increased for the first time since August 2018, and are forecast to rise further this year. Rising rates means increased costs for borrowers, but what do rising interest rates mean for...
Read ArticleThese reports were designed to bring you news and trends from across our industry, not as a channel to toot our own promotional horn. It seems Brickflow is becoming a more significant part of our...
Read ArticleCash flow, as well as stretching your equity, is king if you’re a developer. And while it may take longer to build out a phased scheme (and potentially losing some economies of scale during the...
Read ArticleThe huge increase in material costs has been well-publicised and it’s true to say that if you haven’t planned for this change in circumstances it can and will have a disastrous impact on…
When we secured nearly £50million in approved loans within our first six months, we were keen to shout about it. Here’s the news story we shared with the media…
Brickflow, the UK’s first online search engine for development finance loans, today announces that Tim Noble, former Director of Paragon Bank Development Finance…
Brickflow is a property technology platform which aims to revolutionise the property finance sector by digitally connecting borrowers and lenders in seconds….
Property development is counter-cyclical. The optimum time to get into the market is when prices are falling (or forecast to fall). Land prices were high going into the pandemic, compressing margins and making it difficult...
Read ArticleMany borrowers fall at the application stage when trying to obtain development finance. While there’s no denying it’s a complex process and it’s likely to get even more challenging as the ripples of Covid-19
For a long time, mentioning data in any discussion about property development would make people’s eyes glaze over. It was the dirty word that could hush a room.
The rise of ‘alternative lenders’ has therefore been a phenomenon for the property development market as a whole, bringing a more flexible and accessible way for borrowers to secure funding.
Unlike regular mortgages or personal loans, when it comes to development finance the cheapest is rarely the best. Many property developers fall into the trap of focussing all their efforts on finding the lowest interest...
Read ArticleWhilst speculation has gone into overdrive surrounding how Boris Johnson will ease the UK’s Coronavirus lockdown on Sunday, it’s clear it won’t be business as usual on Monday morning. And social distancing in some form,...
Read ArticleCoronavirus is having a massive impact on our industry and will continue to do so for the rest of 2020. Last week, one of Brickflow’s Founders, Ian Humphreys, shared his views on how the pandemic...
Read ArticleNeedless to say, Coronavirus is having a massive impact on everything and everyone and may continue to do so for the majority of 2020. Deals will definitely be tougher to do in the short-term, but...
Read ArticleAt first glance, the answer to this question might appear very easy. The site is, of course, the most important. Isn’t it? To a degree it is. It’s certainly the case that you wouldn’t get...
Read ArticleSo, what are the essential skills you need to become a property developer, and how can you convince a lender you’ve got the right experience to make a development scheme a success? Here’s what we...
Read ArticleWith smart decision-making at the core of property development, there are few more important ones to make than choosing the right development loan. But, there are some common mistakes that even the most experienced developers...
Read ArticleDefined The Capital Stack is the structure of your development finance, or the different layers that fund a scheme. The typical stack has three layers, and normally includes senior debt, mezzanine debt and equity. Strategically...
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