Brickflow Thinks

Interest rates have recently increased for the first time since August 2018, and are forecast to rise further this year. Rising rates means increased costs for borrowers, but what do rising interest rates mean for...

These reports were designed to bring you news and trends from across our industry, not as a channel to toot our own promotional horn. It seems Brickflow is becoming a more significant part of our...

Cash flow, as well as stretching your equity, is king if you’re a developer. And while it may take longer to build out a phased scheme (and potentially losing some economies of scale during the...

Property development is counter-cyclical. The optimum time to get into the market is when prices are falling (or forecast to fall). Land prices were high going into the pandemic, compressing margins and making it difficult...

Unlike regular mortgages or personal loans, when it comes to development finance the cheapest is rarely the best. Many property developers fall into the trap of focussing all their efforts on finding the lowest interest...

Whilst speculation has gone into overdrive surrounding how Boris Johnson will ease the UK’s Coronavirus lockdown on Sunday, it’s clear it won’t be business as usual on Monday morning. And social distancing in some form,...

Coronavirus is having a massive impact on our industry and will continue to do so for the rest of 2020. Last week, one of Brickflow’s Founders, Ian Humphreys, shared his views on how the pandemic...

Needless to say, Coronavirus is having a massive impact on everything and everyone and may continue to do so for the majority of 2020. Deals will definitely be tougher to do in the short-term, but...

At first glance, the answer to this question might appear very easy. The site is, of course, the most important. Isn’t it? To a degree it is. It’s certainly the case that you wouldn’t get...

So, what are the essential skills you need to become a property developer, and how can you convince a lender you’ve got the right experience to make a development scheme a success? Here’s what we...

With smart decision-making at the core of property development, there are few more important ones to make than choosing the right development loan. But, there are some common mistakes that even the most experienced developers...

Defined The Capital Stack is the structure of your development finance, or the different layers that fund a scheme. The typical stack has three layers, and normally includes senior debt, mezzanine debt and equity. Strategically...