Brickflow Thinks

Researching Commercial Mortgages in the UK Market

Researching commercial mortgages in the UK used to be slow and narrow. Most borrowers started with a broker, a bank relationship, or a handful of lender websites. That could work, but it rarely gave a clear view of the wider market.

From Bridging to Commercial Mortgage: The Refinance Process

Short-term bridging finance is often the starting point for commercial property investment. It allows investors to acquire assets quickly, fund refurbishment, or stabilise rental income before moving onto longer-term debt. 

The 6 Fatal Mistakes Property Developers and Investors Make (And How to Avoid Them)

In property investment, the margin between success and a failure is often far thinner than most people realise.

When deals go wrong, investors and funders may blame build costs, planning delays, or sudden market shifts. In reality, the biggest losses usually happen long before the first brick is laid.

Refurbishment Finance vs Bridging Loans

When comparing refurbishment finance vs bridging loan, it’s important to understand that although the terms are sometimes used interchangeably, they are not exactly the same. Read on to know more.

Can You Use a Bridging Loan for Office Property in the UK?

A bridging loan for office property in the UK is commonly used when a buyer needs to move quickly on a commercial acquisition or when the asset does not yet meet criteria for long-term commercial finance. Read on to find out more about bridging loans for office property in the UK.

Bridging Loans for Mixed-Use Property

Mixed-use property offers strong investment opportunities, but it can also make financing more complicated. Buildings or sites that combine residential and commercial units often fall outside the criteria of standard mortgage lenders, particularly if the asset is vacant, undergoing refurbishment, or being repositioned.

How to Finance Your First Commercial Property | Brickflow

You can finance your first commercial property through a variety of methods, including commercial mortgages, bridging loans, development finance, and even peer-to-peer lending. With Brickflow, comparing lenders and securing funding is faster, easier and more transparent than going through a traditional broker.

What Does the Autumn Budget Mean for the UK Property Market?

After endless build-up and feverish speculation, fuelled by drip-fed leaks, the Chancellor finally delivered her Autumn Budget. With it comes some changes relating to the UK property market.

How Does Property Development Finance Work? A Step-by-Step Guide

If you’re building from the ground up or taking on a major refurbishment project, chances are you’ll need development finance to fund it. This type of specialist property loan is designed for developers looking to purchase land or sites and construct residential, commercial or mixed-use buildings.

What is Mezzanine Finance? Filling the Gap in Property Development

Funding a property project typically involves a three-layer capital stack: senior debt, equity, and mezzanine finance.

Commercial to Residential Property Conversion in the UK

With rising housing demand and an increasing number of vacant commercial spaces, commercial-to-residential conversion is becoming an attractive investment opportunity. Whether you’re a developer, investor, or business owner, repurposing commercial properties into residential units can be a cost-effective and lucrative venture.

How Long Does It Take to Get a Bridging Loan? Fast Approvals & Expert Tips

Timing is everything when it comes to bridging loans. Whether you're buying at auction, renovating a property, or covering a short-term cash gap, fast access to funding is key.