Borrower Tips
100% Bridging Loans: Your Comprehensive Guide
Yes, 100% LTV bridging loans do exist — so when and how can you obtain one?
Industry Insights
Why Mezzanine and Equity Finance are in High Demand
After highlighting an acute equity shortage in last month’s Industry Insights, it’s no surprise that demand for mezzanine and equity finance is on the up amongst property investors. As more borrowers look to plug the gap, now is the time to get to grips with this type of funding.
Industry Insights
Property Development's Next Chapter: Navigating the Liquidity Crunch
After discussing how slow transaction cycles are restricting businesses, we’re now exploring another issue property investors face - a liquidity crunch. Higher interest rates (even with the latest base rate decrease) translate to larger equity inputs on every deal with debt attached. But despite the lack of liquidity, opportunities are out there.
Borrower Tips
Who is eligible for development finance?
Property development finance: who is eligible, what is the qualifying criteria and what costs are involved? How Brickflow can help you apply and secure the best development finance loan for your project.
Borrower Tips
Brickflow Guide to Design and Access Statements
A Design and Access Statement (DAS) is an integral part of a planning application and required by planning rules. Every property developer or architect working on anything other than a very small project must submit one.
Borrower Tips
How does property development finance work?
Whether it’s a low-key investment or large-scale site, property development projects wouldn’t get off the ground without funding. We’re looking at the key features and main uses of property funding, beginning with how does property development finance work?
Borrower Tips
Reasons why you should use a bridging loan
After 2022’s soaring housing market, things are cooling throughout 2023, meaning less competition and good opportunities for savvy investors. There are various funding options for property purchases, so we’re discussing the reasons why you should use a bridging loan.
Industry Insights
Industry Insights (January 2023)
A new year ahead and an altered property market emerging. Read January's Industry Insights for our views on the back drop to the economic downturn, why interest rates are rising, why we’re facing a liquidity crunch and the outlook for 2023.
Borrower Tips
5 tips for property developers to manage risk in a volatile environment
Ian Humphreys, CEO & Co-Founder of Brickflow gives his top 5 tips for property developers to manage risk in a volatile environment. Ian discusses using cash efficiently, phasing, forward sales, interest rates and renegotiating transactions.
Industry Insights
Industry Insights (October 2022)
Welcome to October's Industry Insights, our monthly round up of the conversations we’re having with commercial finance brokers, property entrepreneurs, agents and lenders. This month we look at interest rates, bridging finance and the commercial mortgage market.
Industry Insights
Industry Insights (September 2022)
Brickflow’s Industry Insights is a monthly round up of the common trends and conversations we’re having with property developers, brokers and lenders. With 42 lenders now on our platform, we’re speaking to them daily, which gives us exclusive insight into current market sentiment.
Market Watch
How do changing interest rates affect my development finance?
Interest rates have recently increased again and are forecast to rise further.
Rising rates means increased costs for borrowers, but what do rising interest rates mean for development finance and the cost of property loans?