2023 ended on a high, and forecasts for the new year ahead indicate more stability, reduced borrowing costs and a handle on inflation. Will it all be plain sailing though, as markets navigate another devastating war, major global elections and the risk of recession not quite quashed?
Bad credit can be a hindrance for many finance options. When it comes to bridging finance, however, it's still possible to secure short-term bridging finance with a less than favourable credit score.
After housing was notably absent from October’s Tory party conference, the Autumn Statement featured funding and reforms to boost development. But is it enough to reverse the impact of multiple failed policies, chronic austerity-driven underfunding of planning departments, NIMBY backbench-pressure, see-sawing housing targets and a merry-go-round of housing ministers?
Whatever your property development plans, bridging finance is a fast, flexible way to fund your project. But alongside the opportunities comes risks, so we’re looking at both sides of bridging finance, as well as how to get the best deal.
A halt to interest rate rises, a decrease in inflation and a resilience amongst mortgaged homeowners to stave off the bank’s bailiffs. Are things looking up? Read this month’s Industry Insights to find out why we believe now is the time for the savviest investors to grab opportunities.
Embracing an inner chameleon helps developers to continually adapt to market conditions, but in today’s climate should property investors and developers change how they measure a successful project? This month’s Industry Insights looks at why some property businesses are now focusing on Return on Capital Employed (ROCE) rather than profitability.
Planning permission: the dreaded process that's deterring more and more property developers. With recent reports showing drastic drops in applications in England, this month’s Industry Insights looks at the stats and the consequent effect on the future housing market.
Revolving Credit Facilities are a continual line of credit arranged between borrower and lender, where the borrower can access funds as and when needed, rather than drawing down on the entire loan from day one. Here, we look at the three approaches to arranging a Revolving Credit Facility (RCF).
Opinions, forecasts and predictions continue to see-saw around the UK economy with the latest figures released last month now showing that annual inflation in April was higher than expected at 8.7%.
On April 19th the ONS published its most recent report on property market activity. Despite four consecutive months of house price falls, the data reveals a stoic resilience within the UK property market.
Have you spotted the perfect site for a project, or come across a quirky old warehouse that’s ripe for conversion? Then you’re probably wondering how to finance your property development? There’s plenty of options out there, and our simple guides are a great place to start gathering information.
We’ve been discussing bridging loans a lot recently at Brickflow, from why and how people use bridging finance, to the benefits and how to apply. Here, we are drilling a bit deeper and asking are bridging loans a good idea?