The UK housing market can be tricky, navigating property chains or trying to secure your dream home before selling your existing home. Bridging finance has become a key solution, offering temporary liquidity that can prevent you from missing out on market opportunities .
After discussing how slow transaction cycles are restricting businesses, we’re now exploring another issue property investors face - a liquidity crunch. Higher interest rates (even with the latest base rate decrease) translate to larger equity inputs on every deal with debt attached. But despite the lack of liquidity, opportunities are out there.
Talking to industry colleagues, from lenders, brokers, agents & investors, everyone is asking the same question: Why are property transactions taking so long to complete?
And is this the new normal?
The UK’s housing shortage continues to drive problems throughout the market, from affordability to homelessness, spurring private ventures into action. Meanwhile, could commercial mortgage arrears signify the next opportunity?
Are we out of the woods yet? Well, not really – recession, living costs and mortgage prices continue to hold back the property market. But relaxation of PDR rules has come just at the right time to capitalise on the soaring HMO and BTR sectors.
Between the Brickflow team, we’ve completed a fair few successful property developments. We’re speaking to Ina Bakalova, one of our product managers, to talk about her developments and answer the ultimate question – is property development a good career?
We know from our recent white paper research that 96% of developers are not confident in how to achieve BNG. But with the requirements that came into play in February 2024, it’s essential to understand what is expected of developers. Read our quick guide to understand the basics.
2023 ended on a high, and forecasts for the new year ahead indicate more stability, reduced borrowing costs and a handle on inflation. Will it all be plain sailing though, as markets navigate another devastating war, major global elections and the risk of recession not quite quashed?
Bad credit can be a hindrance for many finance options. When it comes to bridging finance, however, it's still possible to secure short-term bridging finance with a less than favourable credit score.
We won! We’re absolutely thrilled to announce that Brickflow won the Technological Innovation of the Year Award at the NACFB Commercial Lender Awards 2023!
After housing was notably absent from October’s Tory party conference, the Autumn Statement featured funding and reforms to boost development. But is it enough to reverse the impact of multiple failed policies, chronic austerity-driven underfunding of planning departments, NIMBY backbench-pressure, see-sawing housing targets and a merry-go-round of housing ministers?
Whatever your property development plans, bridging finance is a fast, flexible way to fund your project. But alongside the opportunities comes risks, so we’re looking at both sides of bridging finance, as well as how to get the best deal.